Not sure if this will help, but some good advice here:

yes there are so many virtual trading sites in the world wide web.

Focus more on fundamentals than technical analysis. Economic news analysis is what moves the markets.

Here is a free site that shows what has happened after economic news releases:

Just open an account with a broker and do your paper trades. Make sure you don’t cheat and trade like real.

Most brokers will offer it.

Any forex dealer will let you open a practice account for free so that you can try their software. Google forex and look at the sponsored links that pop up.

Don’t invest in stocks. Instead try to forex. If you can do from Pakistan. Watch my video presentationn forex tradig and take free trial.

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ETFs are cheaper than mutual funds. ETFs have very low annual expenses, nearly 20 basis points or 0.2% less. As against this, actively managed mutual funds show average expenses exceeding 135 basis points (1.35%). This does not include the extra 2% – 5% as loads, 12(b)-1 marketing fees, transactions costs, and soft dollar expenses mutual funds, passed on to you but never informed, except in very fine print that nobody cares to read. ETFs have a lower turnover than most mutual funds. As ETFs do not require active management and hold nearly a steady stream of stocks, there is hardly any portfolio turnover.

Have you looked into mony market funds?

see these website maybe they can answer ur questions

:

The Forex marketplace is different from the stock market in that trading of currencies occurs in many different places in many types of organizations. The main centers are London, New York, Tokyo and Singapore, but there are many others.

It’s sort of like the OTC stocks in that there is no single central exchange. Trades happen between any two (or more) parties that want to trade.

Reported prices derive from the largest participants in the exchange market, which are international banks. They voluntarily report their trade figures as a guide for the market.

This may mislead the individual investor, since the bid/ask spread for the largest banks are quite smaller than the bid/ask spread that an ordinary individual would get from some forex dealer. (In fact, bid/ask spreads are how those dealers make their money, even though novices don’t pay attention to the spread much.)

As a small individual investor, you would be part of the “retail forex” market. See this good Wiki article for more info: